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LEGACY BANK 101 W MAIN
HINTON, 73047-1038

2008 Mortgage Research	Beckham	Oklahoma	US
Total Applications	43	333	335
Average Loan	$122.5k	$83.6k	$84.5k
Loan to Income Ratio	1.15	0.93	0.92
Subprime Loans	20.93%	13.81%	14.03%
Refinancing Loans	39.53%	26.43%	26.57%
Principal Dwellings	88.37%	72.97%	72.84%
Rejected Applications	—	—	—

LEGACY BANK 101 W MAINHINTON, 73047-1038