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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	San Francisco	California	US
Total Applications	453	21,894	150,591
Average Loan	$456.0k	$334.2k	$226.7k
Loan to Income Ratio	2.20	2.35	1.99
Subprime Loans	1.10%	2.69%	5.25%
Refinancing Loans	57.84%	55.72%	54.99%
Principal Dwellings	87.86%	83.47%	82.67%
Rejected Applications	8.61%	9.15%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114