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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Clear Creek	Colorado	US
Total Applications	23	3,635	150,591
Average Loan	$224.9k	$242.0k	$226.7k
Loan to Income Ratio	2.25	2.04	1.99
Subprime Loans	—	3.93%	5.25%
Refinancing Loans	47.83%	52.10%	54.99%
Principal Dwellings	78.26%	79.53%	82.67%
Rejected Applications	4.35%	6.08%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114