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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Madison	Iowa	US
Total Applications	22	1,639	150,591
Average Loan	$213.2k	$154.9k	$226.7k
Loan to Income Ratio	2.28	1.87	1.99
Subprime Loans	—	6.41%	5.25%
Refinancing Loans	81.82%	58.21%	54.99%
Principal Dwellings	100%	91.95%	82.67%
Rejected Applications	4.55%	5.74%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114