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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Atchison	Kansas	US
Total Applications	12	1,356	150,591
Average Loan	$110.7k	$157.5k	$226.7k
Loan to Income Ratio	1.77	1.68	1.99
Subprime Loans	—	8.26%	5.25%
Refinancing Loans	58.33%	51.47%	54.99%
Principal Dwellings	91.67%	86.58%	82.67%
Rejected Applications	—	5.75%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114