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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Aitkin	Minnesota	US
Total Applications	15	2,892	150,591
Average Loan	$191.2k	$204.1k	$226.7k
Loan to Income Ratio	1.70	2.17	1.99
Subprime Loans	—	4.67%	5.25%
Refinancing Loans	66.67%	57.50%	54.99%
Principal Dwellings	53.33%	85.20%	82.67%
Rejected Applications	6.67%	9.44%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114