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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Camden	Missouri	US
Total Applications	127	4,425	150,591
Average Loan	$188.7k	$173.3k	$226.7k
Loan to Income Ratio	1.32	1.89	1.99
Subprime Loans	4.72%	7.41%	5.25%
Refinancing Loans	57.48%	64.75%	54.99%
Principal Dwellings	47.24%	84%	82.67%
Rejected Applications	7.09%	6.26%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114