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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research Richmond New York US
Total Applications 374 3,729 150,591
Average Loan $311.1k $304.5k $226.7k
Loan to Income Ratio 2.84 2.50 1.99
Subprime Loans 3.48% 6.87% 5.25%
Refinancing Loans 44.12% 44.36% 54.99%
Principal Dwellings 94.12% 88.76% 82.67%
Rejected Applications 8.56% 13.19% 7.87%
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