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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Texas	Oklahoma	US
Total Applications	27	459	150,591
Average Loan	$108.6k	$143.9k	$226.7k
Loan to Income Ratio	2.32	1.47	1.99
Subprime Loans	18.52%	13.07%	5.25%
Refinancing Loans	11.11%	34.86%	54.99%
Principal Dwellings	96.30%	66.88%	82.67%
Rejected Applications	3.70%	5.88%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114