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AMTRUST BANK 1801 E. 9TH ST #200
CLEVELAND, 44114

2008 Mortgage Research	Addison	Vermont	US
Total Applications	45	447	150,591
Average Loan	$171.6k	$195.6k	$226.7k
Loan to Income Ratio	2.24	2.03	1.99
Subprime Loans	4.44%	3.13%	5.25%
Refinancing Loans	60%	63.31%	54.99%
Principal Dwellings	91.11%	83.67%	82.67%
Rejected Applications	2.22%	4.92%	7.87%

AMTRUST BANK 1801 E. 9TH ST #200CLEVELAND, 44114