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FIRST FINANCIAL BANK N.A. 400 PINE ST
ABILENE, 79601-5128

2008 Mortgage Research	Callahan	Texas	US
Total Applications	30	416	416
Average Loan	$55.0k	$91.4k	$91.4k
Loan to Income Ratio	0.70	0.85	0.85
Subprime Loans	13.33%	14.66%	14.66%
Refinancing Loans	10%	7.21%	7.21%
Principal Dwellings	93.33%	85.58%	85.58%
Rejected Applications	26.67%	10.82%	10.82%

FIRST FINANCIAL BANK N.A. 400 PINE STABILENE, 79601-5128