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EATON FEDERAL SAVINGS BANK 236 SOUTH COCHRAN PO BOX 219
CHARLOTTE, 48813

2008 Mortgage Research	Eaton	Michigan	US
Total Applications	187	303	408
Average Loan	$103.4k	$117.7k	$114.8k
Loan to Income Ratio	1.45	1.44	1.51
Subprime Loans	5.35%	4.95%	3.68%
Refinancing Loans	48.13%	43.56%	32.35%
Principal Dwellings	82.89%	78.22%	78.19%
Rejected Applications	16.04%	18.15%	26.47%

EATON FEDERAL SAVINGS BANK 236 SOUTH COCHRAN PO BOX 219CHARLOTTE, 48813