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FIRST UNITED BANK & TRUST CO. P.O. BOX 130
DURANT, 74702

2008 Mortgage Research	Choctaw	Oklahoma	US
Total Applications	54	2,900	3,337
Average Loan	$98.6k	$99.5k	$108.6k
Loan to Income Ratio	1.03	1.46	1.40
Subprime Loans	18.52%	17.17%	16.00%
Refinancing Loans	38.89%	35.10%	35.99%
Principal Dwellings	79.63%	84.45%	83.67%
Rejected Applications	—	—	—

FIRST UNITED BANK & TRUST CO. P.O. BOX 130DURANT, 74702