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FIRST UNITED BANK & TRUST CO. P.O. BOX 130
DURANT, 74702

2008 Mortgage Research	Coal	Oklahoma	US
Total Applications	6	2,900	3,337
Average Loan	$91.2k	$99.5k	$108.6k
Loan to Income Ratio	1.46	1.46	1.40
Subprime Loans	33.33%	17.17%	16.00%
Refinancing Loans	66.67%	35.10%	35.99%
Principal Dwellings	66.67%	84.45%	83.67%
Rejected Applications	—	—	—

FIRST UNITED BANK & TRUST CO. P.O. BOX 130DURANT, 74702