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CENTRAL NATIONAL BANK P O BOX 1029
JUNCTION CITY, 66441

2008 Mortgage Research	Buffalo	Nebraska	US
Total Applications	106	937	2,929
Average Loan	$140.8k	$121.6k	$134.1k
Loan to Income Ratio	2.04	1.64	1.71
Subprime Loans	—	—	0.24%
Refinancing Loans	34.91%	43.01%	38.41%
Principal Dwellings	98.11%	97.65%	91.87%
Rejected Applications	0.94%	2.13%	5.26%

CENTRAL NATIONAL BANK P O BOX 1029JUNCTION CITY, 66441