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ZIONS FIRST NATIONAL BANK ONE S MAIN ST, 11TH FL
SALT LAKE CITY, 84133-1109

2008 Mortgage Research	Washington	Utah	US
Total Applications	348	4,171	5,896
Average Loan	$251.3k	$246.8k	$251.1k
Loan to Income Ratio	2.28	1.93	1.95
Subprime Loans	7.47%	6.43%	5.99%
Refinancing Loans	46.55%	47.11%	45.61%
Principal Dwellings	77.59%	85.30%	83.58%
Rejected Applications	19.54%	23.35%	21.57%

ZIONS FIRST NATIONAL BANK ONE S MAIN ST, 11TH FLSALT LAKE CITY, 84133-1109