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SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD
WYOMISSING, 19610

2006 Mortgage Research Bristol Massachusetts US
Total Applications 1,666 11,641 85,572
Average Loan $134.0k $173.5k $176.5k
Loan to Income Ratio 1.60 1.61 1.61
Subprime Loans 1.68% 1.31% 2.01%
Refinancing Loans 52.94% 52.00% 39.18%
Principal Dwellings 95.74% 93.67% 91.14%
Rejected Applications 16.21% 18.27% 9.88%