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SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD
WYOMISSING, 19610

2008 Mortgage Research Nantucket Massachusetts US
Total Applications 198 7,300 32,244
Average Loan $525.2k $225.8k $297.1k
Loan to Income Ratio 1.86 2.17 2.03
Subprime Loans 1.52% 3.90% 6.07%
Refinancing Loans 65.66% 53.95% 51.31%
Principal Dwellings 70.71% 91.88% 87.81%
Rejected Applications 3.54% 17.55% 17.03%
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