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SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD
WYOMISSING, 19610

2008 Mortgage Research Suffolk Massachusetts US
Total Applications 759 7,300 32,244
Average Loan $227.6k $225.8k $297.1k
Loan to Income Ratio 2.24 2.17 2.03
Subprime Loans 3.03% 3.90% 6.07%
Refinancing Loans 41.77% 53.95% 51.31%
Principal Dwellings 92.62% 91.88% 87.81%
Rejected Applications 27.40% 17.55% 17.03%
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