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SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD
WYOMISSING, 19610

2008 Mortgage Research Berks Pennsylvania US
Total Applications 1,015 8,749 32,244
Average Loan $156.4k $186.9k $297.1k
Loan to Income Ratio 1.84 1.88 2.03
Subprime Loans 7.88% 7.77% 6.07%
Refinancing Loans 45.02% 42.64% 51.31%
Principal Dwellings 94.29% 91.95% 87.81%
Rejected Applications 14.98% 17.59% 17.03%
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