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SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD
WYOMISSING, 19610

2006 Mortgage Research Berks Pennsylvania US
Total Applications 1,832 16,292 85,572
Average Loan $113.4k $126.5k $176.5k
Loan to Income Ratio 1.46 1.39 1.61
Subprime Loans 3.88% 3.27% 2.01%
Refinancing Loans 36.84% 38.34% 39.18%
Principal Dwellings 94.92% 93.44% 91.14%
Rejected Applications 10.97% 13.62% 9.88%