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OLD SECOND NATIOANL BANK 37 S RIVER ST
AURORA, 60507-4173

2008 Mortgage Research	Dekalb	Illinois	US
Total Applications	227	2,459	2,648
Average Loan	$187.7k	$197.6k	$202.1k
Loan to Income Ratio	1.84	1.86	1.85
Subprime Loans	3.08%	2.52%	2.38%
Refinancing Loans	63.88%	68.89%	66.05%
Principal Dwellings	91.19%	90.61%	89.09%
Rejected Applications	7.05%	10.41%	10.05%

OLD SECOND NATIOANL BANK 37 S RIVER STAURORA, 60507-4173