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FIRST NATIONAL BANK OF CARMI 201 E MAIN ST, P O BOX 70
CARMI, 62821

2008 Mortgage Research	Edwards	Illinois	US
Total Applications	18	118	138
Average Loan	$41.4k	$51.2k	$63.3k
Loan to Income Ratio	1.01	0.89	0.94
Subprime Loans	33.33%	38.98%	39.86%
Refinancing Loans	16.67%	27.12%	29.71%
Principal Dwellings	100%	93.22%	91.30%
Rejected Applications	22.22%	28.81%	26.81%

FIRST NATIONAL BANK OF CARMI 201 E MAIN ST, P O BOX 70CARMI, 62821