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FIRST CLOVER LEAF BANK 6814 GOSHEN ROAD
EDWARDSVILLE, 62025

2008 Mortgage Research	Madison	Illinois	US
Total Applications	305	335	348
Average Loan	$165.7k	$181.1k	$185.2k
Loan to Income Ratio	1.33	1.30	1.25
Subprime Loans	3.61%	3.88%	3.74%
Refinancing Loans	69.84%	67.76%	66.38%
Principal Dwellings	76.72%	75.82%	73.28%
Rejected Applications	6.23%	5.97%	5.75%

FIRST CLOVER LEAF BANK 6814 GOSHEN ROADEDWARDSVILLE, 62025