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FIRST BANK AND TRUST COMPANY PO BOX 7
COZAD, 69130

2008 Mortgage Research	Chase	Nebraska	US
Total Applications	9	73	102
Average Loan	$52.0k	$67.2k	$96.4k
Loan to Income Ratio	1.12	1.16	1.18
Subprime Loans	22.22%	23.29%	20.59%
Refinancing Loans	44.44%	42.47%	43.14%
Principal Dwellings	100%	82.19%	70.59%
Rejected Applications	—	—	—

FIRST BANK AND TRUST COMPANY PO BOX 7COZAD, 69130