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PEOPLES BANK, NATIONAL ASSOCIA 138 PUTNAM STREET
MARIETTA, 45750

2008 Mortgage Research	Gallia	Ohio	US
Total Applications	34	828	1,473
Average Loan	$87.4k	$113.0k	$105.5k
Loan to Income Ratio	1.18	1.39	1.44
Subprime Loans	8.82%	13.41%	10.93%
Refinancing Loans	41.18%	53.38%	46.37%
Principal Dwellings	97.06%	84.54%	86.90%
Rejected Applications	17.65%	13.04%	24.44%

PEOPLES BANK, NATIONAL ASSOCIA 138 PUTNAM STREETMARIETTA, 45750