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AUSTIN BANK TEXAS N. A. 3400 W. MARSHALL
LONGVIEW, 75608

2008 Mortgage Research	Gregg	Texas	US
Total Applications	144	908	911
Average Loan	$118.8k	$94.6k	$94.6k
Loan to Income Ratio	1.19	0.96	0.96
Subprime Loans	8.33%	14.21%	14.16%
Refinancing Loans	28.47%	30.18%	30.08%
Principal Dwellings	80.56%	77.64%	77.61%
Rejected Applications	18.06%	11.89%	11.86%

AUSTIN BANK TEXAS N. A. 3400 W. MARSHALLLONGVIEW, 75608