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FARMERS & MERCHANTS BANK 110 CARTER STREET
LAKELAND, 31635

2008 Mortgage Research	Berrien	Georgia	US
Total Applications	145	1,106	1,118
Average Loan	$64.0k	$94.3k	$96.4k
Loan to Income Ratio	0.91	1.22	1.22
Subprime Loans	33.79%	42.04%	41.77%
Refinancing Loans	75.17%	64.47%	64.58%
Principal Dwellings	64.83%	62.84%	62.61%
Rejected Applications	—	—	—

FARMERS & MERCHANTS BANK 110 CARTER STREETLAKELAND, 31635