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FIRST NATIONAL BANK 135 SECTION LINE ROAD
HOT SPRINGS, 71913

2008 Mortgage Research	Howard	Arkansas	US
Total Applications	96	629	653
Average Loan	$47.4k	$70.5k	$69.8k
Loan to Income Ratio	0.65	0.97	0.96
Subprime Loans	71.88%	59.30%	59.11%
Refinancing Loans	55.21%	53.90%	52.83%
Principal Dwellings	83.33%	78.06%	78.25%
Rejected Applications	9.38%	12.24%	12.40%

FIRST NATIONAL BANK 135 SECTION LINE ROADHOT SPRINGS, 71913