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THE F&M STATE BANK 307-11 N DEFIANCE ST
ARCHBOLD, 43502-0216

2008 Mortgage Research	Defiance	Ohio	US
Total Applications	82	922	1,053
Average Loan	$113.0k	$95.2k	$96.9k
Loan to Income Ratio	1.57	1.50	1.49
Subprime Loans	1.22%	4.99%	4.56%
Refinancing Loans	48.78%	53.15%	50.90%
Principal Dwellings	90.24%	89.48%	88.60%
Rejected Applications	28.05%	24.73%	23.55%

THE F&M STATE BANK 307-11 N DEFIANCE STARCHBOLD, 43502-0216