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LEHMAN BROTHERS BANK 745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, 10019

2006 Mortgage Research Broward Florida US
Total Applications 6,232 59,528 523,912
Average Loan $207.2k $186.6k $200.8k
Loan to Income Ratio 1.73 1.52 1.77
Subprime Loans 8.52% 9.88% 6.71%
Refinancing Loans 34.24% 33.13% 37.77%
Principal Dwellings 83.92% 77.63% 82.84%
Rejected Applications 10.21% 9.70% 7.49%