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LEHMAN BROTHERS BANK 745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, 10019

2006 Mortgage Research Miami-Dade Florida US
Total Applications 9,274 59,528 523,912
Average Loan $211.3k $186.6k $200.8k
Loan to Income Ratio 1.62 1.52 1.77
Subprime Loans 8.31% 9.88% 6.71%
Refinancing Loans 30.00% 33.13% 37.77%
Principal Dwellings 86.48% 77.63% 82.84%
Rejected Applications 9.89% 9.70% 7.49%