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LEHMAN BROTHERS BANK 745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, 10019

2006 Mortgage Research Maryland US
Total Applications 16,594 523,912
Average Loan $229.9k $200.8k
Loan to Income Ratio 2.16 1.77
Subprime Loans 8.56% 6.71%
Refinancing Loans 51.05% 37.77%
Principal Dwellings 88.47% 82.84%
Rejected Applications 9.23% 7.49%