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LEHMAN BROTHERS BANK 745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, 10019

2006 Mortgage Research Utah US
Total Applications 14,772 523,912
Average Loan $166.3k $200.8k
Loan to Income Ratio 1.56 1.77
Subprime Loans 11.47% 6.71%
Refinancing Loans 24.49% 37.77%
Principal Dwellings 77.16% 82.84%
Rejected Applications 13.33% 7.49%