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SECURITY SAVINGS BANK, FSB 15710 WEST 135TH ST SUITE 200
OLATHE, 66062

2008 Mortgage Research	Ellsworth	Kansas	US
Total Applications	6	1,281	1,464
Average Loan	$104.5k	$155.2k	$158.6k
Loan to Income Ratio	2.17	2.09	2.09
Subprime Loans	—	5.46%	5.33%
Refinancing Loans	16.67%	38.41%	39.00%
Principal Dwellings	100%	95.24%	93.17%
Rejected Applications	33.33%	1.25%	1.30%

SECURITY SAVINGS BANK, FSB 15710 WEST 135TH ST SUITE 200OLATHE, 66062