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UNITED FEDERAL CREDIT UNION 2807 S STATE STREET
ST JOSEPH, 49085

2008 Mortgage Research	Berrien	Michigan	US
Total Applications	986	1,220	2,574
Average Loan	$87.6k	$92.5k	$85.4k
Loan to Income Ratio	1.22	1.31	1.26
Subprime Loans	—	—	—
Refinancing Loans	25.96%	29.02%	20.36%
Principal Dwellings	97.16%	95.90%	95.53%
Rejected Applications	9.33%	10.90%	13.68%

UNITED FEDERAL CREDIT UNION 2807 S STATE STREETST JOSEPH, 49085