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GARDINER SAVINGS INSTITUTION 190 WATER STREET
GARDINER, 04345

2008 Mortgage Research	Aroostook	Maine	US
Total Applications	113	813	818
Average Loan	$91.2k	$154.8k	$156.4k
Loan to Income Ratio	1.48	2.05	2.06
Subprime Loans	6.19%	2.34%	2.32%
Refinancing Loans	41.59%	45.63%	45.72%
Principal Dwellings	81.42%	77.74%	77.51%
Rejected Applications	19.47%	13.41%	13.33%

GARDINER SAVINGS INSTITUTION 190 WATER STREETGARDINER, 04345