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GARDINER SAVINGS INSTITUTION 190 WATER STREET
GARDINER, 04345

2008 Mortgage Research	Kennebec	Maine	US
Total Applications	368	813	818
Average Loan	$137.5k	$154.8k	$156.4k
Loan to Income Ratio	1.85	2.05	2.06
Subprime Loans	2.45%	2.34%	2.32%
Refinancing Loans	42.12%	45.63%	45.72%
Principal Dwellings	77.45%	77.74%	77.51%
Rejected Applications	13.32%	13.41%	13.33%

GARDINER SAVINGS INSTITUTION 190 WATER STREETGARDINER, 04345