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FIRST FEDERAL SAVINGS BANK 301 E 9TH STREET
ROCHESTER, 46975

2008 Mortgage Research	Elkhart	Indiana	US
Total Applications	391	2,263	2,339
Average Loan	$123.7k	$116.3k	$119.1k
Loan to Income Ratio	1.66	1.50	1.53
Subprime Loans	—	—	—
Refinancing Loans	48.34%	51.30%	50.79%
Principal Dwellings	92.58%	93.68%	93.67%
Rejected Applications	8.95%	11.98%	11.93%

FIRST FEDERAL SAVINGS BANK 301 E 9TH STREETROCHESTER, 46975