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CYPRESS BANK, FSB 120 SOUTH GREER BOULEVARD
PITTSBURG, 75686

2008 Mortgage Research	Cass	Texas	US
Total Applications	29	329	330
Average Loan	$55.3k	$58.4k	$58.8k
Loan to Income Ratio	0.87	0.91	0.91
Subprime Loans	34.48%	37.39%	37.58%
Refinancing Loans	37.93%	40.12%	40%
Principal Dwellings	86.21%	78.42%	78.18%
Rejected Applications	3.45%	14.89%	14.85%

CYPRESS BANK, FSB 120 SOUTH GREER BOULEVARDPITTSBURG, 75686