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GLENS FALLS NATIONAL BANK 250 GLEN STREET
GLENS FALLS, 12801-9989

2008 Mortgage Research	Essex	New York	US
Total Applications	91	717	782
Average Loan	$122.7k	$96.9k	$99.4k
Loan to Income Ratio	0.87	1.04	1.11
Subprime Loans	2.20%	2.65%	2.43%
Refinancing Loans	15.38%	18.27%	16.88%
Principal Dwellings	71.43%	87.87%	88.49%
Rejected Applications	16.48%	18.69%	20.20%

GLENS FALLS NATIONAL BANK 250 GLEN STREETGLENS FALLS, 12801-9989