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OZONA NATIONAL BANK PO BOX 528
WIMBERLEY, 78676

2008 Mortgage Research	Crockett	Texas	US
Total Applications	12	48	48
Average Loan	$48.8k	$138.1k	$138.1k
Loan to Income Ratio	0.37	0.93	0.93
Subprime Loans	33.33%	25%	25%
Refinancing Loans	—	14.58%	14.58%
Principal Dwellings	58.33%	50%	50%
Rejected Applications	16.67%	14.58%	14.58%

OZONA NATIONAL BANK PO BOX 528WIMBERLEY, 78676