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CITIZENS & NORTHERN BANK 90-92 MAIN ST
WELLSBORO, 16901

2008 Mortgage Research Bradford Pennsylvania US
Total Applications 459 1,266 1,392
Average Loan $66.7k $73.5k $75.2k
Loan to Income Ratio 0.89 0.87 0.89
Subprime Loans 25.93% 26.70% 26.01%
Refinancing Loans 34.20% 34.04% 33.26%
Principal Dwellings 86.71% 84.99% 84.77%
Rejected Applications
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