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FIRST NATIONAL BK OF WAYNESBOR P O BOX 647
WAYNESBORO, 30830-0647

2008 Mortgage Research	Burke	Georgia	US
Total Applications	115	119	119
Average Loan	$77.9k	$78.5k	$78.5k
Loan to Income Ratio	0.92	0.94	0.94
Subprime Loans	73.04%	73.95%	73.95%
Refinancing Loans	54.78%	54.62%	54.62%
Principal Dwellings	66.09%	64.71%	64.71%
Rejected Applications	3.48%	3.36%	3.36%

FIRST NATIONAL BK OF WAYNESBOR P O BOX 647WAYNESBORO, 30830-0647