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USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY
SAN ANTONIO, 78288-0544

2008 Mortgage Research	Cochise	Arizona	US
Total Applications	230	3,449	90,776
Average Loan	$183.9k	$187.0k	$177.5k
Loan to Income Ratio	1.92	1.96	1.78
Subprime Loans	0.87%	0.55%	0.75%
Refinancing Loans	45.22%	52.33%	43.29%
Principal Dwellings	91.74%	88.49%	90.32%
Rejected Applications	22.17%	27.37%	24.62%

USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAYSAN ANTONIO, 78288-0544