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USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY
SAN ANTONIO, 78288-0544

2008 Mortgage Research	Chouteau	Montana	US
Total Applications	3	417	90,776
Average Loan	$152.7k	$163.0k	$177.5k
Loan to Income Ratio	2.32	1.97	1.78
Subprime Loans	33.33%	0.72%	0.75%
Refinancing Loans	33.33%	49.64%	43.29%
Principal Dwellings	100%	88.01%	90.32%
Rejected Applications	—	25.42%	24.62%

USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAYSAN ANTONIO, 78288-0544