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USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY
SAN ANTONIO, 78288-0544

2008 Mortgage Research Cumberland North Carolina US
Total Applications 782 4,660 90,776
Average Loan $136.8k $162.8k $177.5k
Loan to Income Ratio 1.80 1.82 1.78
Subprime Loans 0.51% 0.62% 0.75%
Refinancing Loans 32.35% 39.27% 43.29%
Principal Dwellings 89.51% 89.31% 90.32%
Rejected Applications 23.27% 21.97% 24.62%
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