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USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY
SAN ANTONIO, 78288-0544

2008 Mortgage Research	Garfield	Oklahoma	US
Total Applications	68	1,729	90,776
Average Loan	$138.3k	$133.2k	$177.5k
Loan to Income Ratio	1.77	1.57	1.78
Subprime Loans	—	1.21%	0.75%
Refinancing Loans	13.24%	33.26%	43.29%
Principal Dwellings	95.59%	90.23%	90.32%
Rejected Applications	16.18%	20.36%	24.62%

USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAYSAN ANTONIO, 78288-0544