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UNION SAVINGS BANK 8534 E. KEMPER ROAD
CINCINNATI, 45249-3701

2008 Mortgage Research	Bartholomew	Indiana	US
Total Applications	150	2,070	10,954
Average Loan	$160.6k	$172.7k	$156.4k
Loan to Income Ratio	1.85	1.68	1.66
Subprime Loans	0.67%	1.40%	1.51%
Refinancing Loans	74.67%	63.53%	66.62%
Principal Dwellings	96.67%	93.77%	90.72%
Rejected Applications	12.67%	13.19%	14.34%

UNION SAVINGS BANK 8534 E. KEMPER ROADCINCINNATI, 45249-3701