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CITIZENS BANK MINNESOTA 105 NORTH MINNESOTA STREET
NEW ULM, 56073

2008 Mortgage Research	Brown	Minnesota	US
Total Applications	115	199	200
Average Loan	$99.7k	$101.9k	$102.9k
Loan to Income Ratio	1.27	1.34	1.35
Subprime Loans	19.13%	24.12%	24%
Refinancing Loans	36.52%	37.19%	37%
Principal Dwellings	91.30%	92.46%	92.50%
Rejected Applications	4.35%	6.03%	6%

CITIZENS BANK MINNESOTA 105 NORTH MINNESOTA STREETNEW ULM, 56073