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BANK OF HOLLY SPRINGS P.O. BOX 250
HOLLY SPRINGS, 38635

2008 Mortgage Research	Benton	Mississippi	US
Total Applications	56	356	365
Average Loan	$40.8k	$40.5k	$44.0k
Loan to Income Ratio	0.97	0.86	0.90
Subprime Loans	66.07%	57.30%	56.44%
Refinancing Loans	30.36%	36.80%	36.99%
Principal Dwellings	76.79%	75.28%	74.25%
Rejected Applications	—	—	—

BANK OF HOLLY SPRINGS P.O. BOX 250HOLLY SPRINGS, 38635